Disability income insurance helps replace lost income when you are unable to work due to a disability resulting from an illness or accident.
Disability income insurance helps protect your most important financial asset – your paycheck – so it should be an important part of every family’s planning. Long-term disability is much more common than other unfortunate circumstances that are commonly covered by insurance.
Knights of Columbus disability income insurance policies provide a monthly benefit amount over the course of a maximum benefit period (see below) designed to help replace the income that you would have otherwise received if you were able to work. You are free to use your disability income benefits in whatever way you see fit – just like you would with your own paycheck.
Knights of Columbus Disability Income policies also come with special features, such as the total, partial, or presumptive disability income benefits, which help protect against special circumstances. As an added bonus, our disability income insurance policies come with a waiver of premium provision, which waives your policy’s premiums while you’re suffering from a disability.
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